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| We want to make sure that the consumer understands that a home warranty protection plan is not homeowners insurance or a home insurance policy. A home warranty protects your appliances and major systems in your home, while homeowners insurance protects you financially if a disaster occurs in or to your home. Some people refer to a home warranty program as home warranty insurance. We do not, since we do not want to confuse the consumer. |
Homeowners insurance protects you financially if a disaster happens by providing the money necessary to fix or replace your property. For example, if your home burned down in a fire or you were robbed and lost your television, stereo, computer, jewelry, and other valuable items, it would help you to replace what you lost?
Home insurance helps by providing:
- Money to rebuild or replace your home (if you're an owner)
- Money to replace your property (furniture, clothes, appliances, etc.) if it is destroyed, stolen, or damaged.
- Liability protection in case someone gets hurt in your home or if you somehow injure someone or damage their property (no matter where it happens).
- Money to cover additional living expenses if you are forced to move out of your home because of a fire or other disaster.
What is a Home Warranty Protection Plan?
A home warranty is a service contract, normally for one year, which helps protect homeowners against the cost of unexpected covered repairs or replacement on their major systems and appliances that break down due to normal wear and tear. Click here for more information.
Click here for a home warranty protection plan quote.
Please contact one of our Certified Home Warranty Protection Plan Consultants toll-free for more information about the best home warranty programs available.
***Please note that homeowners insurance and home insurance are used interchangeably. We do not use the term home warranty insurance. We refer to the policies we offer as home warranty programs or home warranty protection plans. |
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